Muncy student wins Brighter Financial Futures, Woodlands Bank finance


Brighter Financial Futures and Woodlands Bank were honored to recognize high school student Jacob Frederick from Muncy High School, who worked under the leadership of educator, Beth Baker.

Frederick finished first place Woodlands Bank/Lycoming County Spring 2024 Investing Challenge in the high school division. He received a Chromebook and a $100 monetary prize.

Baker also had the top student in the Budget Challenge, Olivia Gramling, who won a monetary prize of $100 from Woodlands Bank.

With the sponsorship of Woodlands Bank, all students in grades K-12 can have full access to the Personal Finance Lab, free of charge. This world-class, online platform and curriculum includes the Personal Budgeting Game, Online Learning with certifications in Personal Finance, along with the Investment Challenge.

Woodlands Bank is a local community bank with headquarters in Williamsport. Woodlands Bank offers consumer and commercial banking and trust services in both Lycoming and Clinton Counties. For more information about Woodlands Bank, please visit www.woodlandsbank.com

We now offer 12 total competitions, four quarter semesters, and two full semester programs with competitions. Students can learn by using the curriculum and lessons along with playing both the budgeting and investing simulations.

The platform provides lessons, assignments, and grading for seamless teacher management as well as the superior gamification of the Personal Budgeting Game & Investment Challenge. The competitions are held in the classroom, both county-wide and state-wide.

Schools can sign up for the Budgeting & Investing competitions at www.brighterfinancialfutures.org. Brighter Financial Futures is a 501(c)3 organization and approved by Pennsylvania’s Department of Community & Economic Development as an Educational Improvement Organization. The competitions and programs result in over 25,000 student registrations in Pennsylvania. Training and support are provided to hundreds of teachers.

The goal is to showcase exceptional talent from business, education and government.

The entrepreneurship program, Dream-Learn-Pitch, allows students to learn through our online curriculum, at our entrepreneurship conferences or independently with their teachers. Students can upload their Elevator Pitch to win prizes up to $10,000 and additionally, up to $40,000 in college scholarships. See DreamLearnPitch.org/win for details.

For more information, contact Vice President Carolyn Shirk or President Alan Dakey at cshirk@penncfl.org or 570-975-5149.

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